Just because you have cheap auto insurance does not mean that you have poor coverage. By shopping around, you can find auto insurance that is both cheap and offers great coverage.
To keep your auto insurance cheap there are some things you should do. If you are a student, it is important that you do two things.
First, you should complete driver’s education. If your school does not offer a course in driver’s education, then you should enroll in a driving school to complete the training. Most insurance companies offer inexperienced drivers a discount of up to ten percent off the cost of their insurance just by completing the course.
Second, as a student you should do your best in school. If you maintain above a “B” average in high school or college, you also qualify for a discount on your insurance cost. The good news is that with many states passing the “pass to play” sports programs, maintaining the GPA required to participate in sports also qualifies you for the insurance discount.
If you are no longer a student, there are also some things that will help to keep your insurance cost down. Drive safely and within the law.
If you are involved in an accident, even if you are not at fault, your insurance rates may increase. By driving safely and defensively, you can avoid many potential accidents and keep your insurance rates low.
Driving within the law helps you to avoid traffic violations. A moving violation will affect the price you pay for insurance. If you have more than one violation or a violation and an accident then you will see your rates increase dramatically. The increase can remain in place for up to three years.
Finally, to keep cheap auto insurance, pay the policy on time each month. If you allow a policy to expire, then you insurance rates can increase. By paying on time, you never have to worry about an expired policy.